Trust Builder — Free Trust Creator · Statum Mutatio Societas

Step 01 of 05

Choose Your Trust Structure

Each trust type serves a different purpose. Read the pros, cons, and best-fit before selecting. This decision shapes everything that follows.

Disclaimer This tool generates a template document for educational purposes only. It is not legal advice. Laws vary by state. For complex estates, consult a private trust attorney. Nemo Relictus — we give you the knowledge, you make the call.

Revocable Living Trust

Most Common

You create it, you control it, you can change or revoke it at any time while alive. Assets transfer to beneficiaries at death — privately, without probate court.

Advantages

Avoids probate entirely
Fully private — no public record
You retain full control
Easily amended or revoked
Works across multiple states
Ideal for crypto assets

Limitations

No creditor protection while living
No estate tax reduction
Assets still count toward Medicaid
Must be funded (assets retitled)

Best ForMost individuals and families building private wealth. Ideal for PAXG and crypto holdings. The foundation of the Statum Mutatio Societas framework.

Irrevocable Trust

Maximum Protection

Once created, you generally cannot modify or revoke it. Assets transferred in are no longer legally yours — which is the source of its power. Strong protection from creditors and legal judgments.

Advantages

Strong creditor protection
Potential estate tax reduction
Medicaid asset protection
Shields assets from judgments
Generational wealth vehicle

Limitations

Loss of direct control
Difficult/impossible to undo
Requires trusted independent trustee
More complex to administer

Best ForHigh net worth individuals, those in litigation-prone professions, or anyone with significant creditor exposure. Not recommended as a first trust.

Land Trust

Privacy Focused

Holds real property with your name kept off public records. The trust is the owner of record. Typically used for real estate privacy and simplified property transfers.

Advantages

Complete real estate privacy
Name off public deed records
Simplified property transfer
Avoids due-on-sale clauses
Multiple properties, one trust

Limitations

Real property only
Limited creditor protection
Not recognized in all states
Does not replace full estate plan

Best ForReal estate investors or property owners who want privacy and simplified transfers. Often used alongside a revocable living trust.

Business / Common Law Trust

Private Enterprise

A trust structured to conduct business operations privately. Operates under common law rather than state statute. Provides a private, unregistered business vehicle separate from state-chartered entities.

Advantages

Fully private — no state registration
Conduct business in trust name
No annual state filings
Flexible management structure
Foundation of private banking

Limitations

Requires careful drafting
Misunderstood by banks/institutions
Not suitable for all business types
Requires knowledgeable administrator

Best ForMembers establishing a private banking structure, trading operations, or business activities they wish to conduct outside the public commercial system.

Testamentary Trust

Will-Based

Created through your last will and testament. Does not exist until after death. Goes through probate before taking effect — but then controls distribution with trust precision.

Advantages

Familiar, widely accepted
Court oversight (some prefer this)
Good for minor beneficiaries
Straightforward to create

Limitations

Goes through probate
Becomes public record
No asset protection while living
Cannot hold assets pre-death

Best ForThose who want court oversight of asset distribution, particularly for minor children or complex family situations. Note: does NOT avoid probate.

Express Trust

Common Law · Sui Juris

A private trust created by natural right under the original American common law — not by state statute. The Settlor, acting sui juris, confers legal title upon a Trustee for the benefit of named beneficiaries through a precise Declaration of Trust. No government charter required.

Advantages

Outside legislative control
Operates under common law contract
Maximum privacy — no state filing
May issue certificates of beneficial interest
Ideal corpus: gold, PAXG, precious metals
Protected under Art. I § 10

Limitations

Not recognized by most attorneys
Banks may not be familiar with structure
Requires precise, unambiguous language
Administrator must be knowledgeable

Best ForMembers of Statum Mutatio Societas building a private banking and gold trading structure. The foundational instrument of the J.S. Estate & Trust framework. Studied in Weiss's Concise Trustee Handbook.

⚠ Important Notice This trust type operates outside the statutory framework. Enforcement of your rights may require knowledge of common law equity proceedings, which are unfamiliar to most courts and institutions. Study the Weiss Trustee Handbook and consult a knowledgeable private trust administrator before proceeding.

Foreign Grantor Trust

Offshore · Private Bank Tier

A trust established under the laws of a foreign jurisdiction — outside the reach of U.S. courts and domestic creditors. The same structure used by international banks, hedge funds, and family offices to hold and protect assets.

Select Jurisdiction

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Cook Islands

The gold standard. 96% protection success rate over 30+ years. Foreign judgments not recognized. No creditor has ever successfully penetrated a Cook Islands trust through local proceedings.

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Nevis — St. Kitts & Nevis

Creditors must post a $100,000 bond before filing any claim. Does not recognize foreign court orders. "Beyond reasonable doubt" standard for fraudulent conveyance. Lower cost than Cook Islands.

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Belize

Most cost-effective offshore option. Immediate asset protection — no settlement period. No mandatory public reporting. Perpetual trusts permitted. Good entry point for members new to offshore structures.

Advantages

Outside reach of U.S. courts
Foreign judgments not recognized
Maximum creditor protection
Strong confidentiality laws
Ideal for crypto & PAXG holdings
Generational wealth vehicle

Limitations

IRS reporting required (Form 3520/3520-A)
FBAR filing if accounts exceed $10k
Higher formation & maintenance costs
Requires foreign trustee

Best ForPrivate banking members seeking maximum asset protection and privacy. Requires proper IRS compliance — this is legal, reported, and used by the world's wealthiest families.

📋 IRS Compliance U.S. persons with foreign trusts must file Form 3520 and Form 3520-A annually. FBAR required if accounts exceed $10,000.

→ IRS Publication 1635 — Understanding Your EIN ↗

⚠ Important Notice This template is for educational reference only. Establishing a functioning foreign trust requires a licensed foreign trustee, proper funding, and ongoing IRS compliance. Consult a qualified international trust attorney.

IRS Tax Classification

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Our Position on Tax Compliance

Statum Mutatio Societas and J.S. Estate & Trust present this information for lawful educational purposes only. We do not advise, suggest, or condone tax evasion in any form. How you classify, report, and manage your trust's tax obligations is your responsibility — and yours alone. We give you the knowledge. You make the call. Clean hands on both sides.

⚠ Disclaimer This tool does not constitute legal or tax advice. The information below is general educational material. Tax law is complex and changes frequently. Always consult a qualified CPA, tax attorney, or enrolled agent regarding your specific situation.

🚨 Critical Warning — Active Litigation / Court Proceedings

If you are currently involved in any court proceeding, lawsuit, judgment, or legal matter — you may NOT establish a trust to protect assets without explicit permission from the presiding judge.

When you enter a court proceeding without a trust already in place, the court acquires jurisdiction over you and your assets. Transferring assets into a trust after legal proceedings have begun is treated by courts as fraudulent conveyance under both state and federal law.

✗The trust transfer can be unwound by the court — assets returned to your personal estate and seized

✗You may face contempt of court charges for attempting to evade a judgment

✗In serious cases, asset transfers during litigation can constitute criminal fraud

The Right Way Trusts work best — and only lawfully — when established before any legal threat arises. The time to build the fence is before the storm, not during it.

Reference: Uniform Fraudulent Transfer Act (UFTA) · Bankruptcy Code § 548 · 28 U.S.C. § 3304 (Federal Debt Collection Procedures Act)

Step 02 of 05

Define the Parties

Every trust has three core roles. You may hold more than one role simultaneously in most trust types.

Grantor / Settlor

The Grantor / Settlor The person creating the trust and transferring assets into it. In statutory trusts, called the Grantor. In an Express Trust under Common Law, called the Settlor — the natural person acting sui juris who confers legal title upon the Trustee by Declaration.

Full Legal Name

As it appears on your ID / deed

State of Domicile

Your primary state of residence

Trust Name

Typically "The [Your Name] [Year] [Type] Trust" — e.g. "The Smith Family Living Trust"

Date of Execution

Trustee

The Trustee Manages the trust assets according to the trust terms. In a revocable living trust, the grantor typically serves as their own trustee. You must also name a Successor Trustee who takes over if you become incapacitated or die.

Initial Trustee

Successor Trustee

Takes over if initial trustee is unable

Second Successor Trustee (Optional)

Backup if first successor is also unavailable

Beneficiaries

Beneficiaries Those who receive the trust assets. In a revocable living trust, you are typically the primary beneficiary during your lifetime. List the people or entities who receive assets upon your death.

Full Name

Relationship

Share %

Step 03 of 05

Schedule of Assets

List the assets you intend to place into the trust. These will appear in Schedule A. You can add more assets after the trust is created — the schedule can be amended without changing the trust itself.

Funding the Trust A trust is a legal shell until it is funded. Assets must be retitled in the trust's name to receive protection and avoid probate. Real estate requires a new deed. Bank accounts require new account titling. Crypto is transferred to a wallet controlled by the trust.

Real Property

Street address or legal description of any real estate

Financial Accounts

Bank accounts, brokerage, retirement

Digital / Crypto Assets

PAXG, Bitcoin, Solana, NFTs, etc.

Personal Property

Vehicles, jewelry, valuables, equipment

Business Interests

LLC membership, partnerships, contracts

Special Instructions

Distribution Instructions

Any specific wishes for how assets are distributed

Special Provisions (Optional)

Spendthrift clauses, age requirements, conditions

Step 04 of 05

Review & Confirm

Review all information before generating your document. Go back to any step to make changes.

Trust Structure

Type

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Core Information

Trust Name

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Date

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State

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Parties

Grantor

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Trustee

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Successor Trustee

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Beneficiaries

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Assets (Schedule A)

Real Property

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Financial

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Digital / Crypto

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Personal Property

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Business Interests

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Before You Generate Review every field carefully. The generated document reflects exactly what you entered. After generation you can download as a text file, copy, and have it reviewed before execution. Have it notarized where required by your state.

Step 05 of 05

Your Document Is Ready

Review your trust document below. Download it, print it, or copy the text. Have it notarized and executed according to your state's requirements.

Next Steps After Download 1. Review with a trusted advisor if desired. 2. Sign before a notary public. 3. Have witnesses sign as required by your state. 4. Fund the trust — retitle your assets into the trust name. 5. Keep the original in a secure location and provide copies to your successor trustee.

Guild Trust Creator